401(k)

It's a mistake to open 401(k) statements in this economy, unless you are specifically looking for something to be depressed about. So why do I do it? I don't know. Usually I wait until I'm already in a bad mood - no use spoiling a good one - but despite knowing better, I opened both statements that came today (my rollover and the one from my current employer). Some good news in that I have about $2000 more than I thought I did, but still, I've lost over $7000 in 2008, or approximately 1/3 of my retirement funds. It's a good thing I'm not planning on retiring soon and another reason to get out of debt quickly. I have several steps yet on the Dave Ramsey plan before maxing out my retirement funding, but I will hopefully be there in 2 to 2-1/2 years. Until then, maybe I should just check these statements once a year and, like a former financial planner used to tell me, just toss them in the corner and ignore them!