Change of Plans

Well, I was going to write about how much I like trash day, but I was in a fender-bender this morning - totally my fault - and I'm now quite behind in work and everything else. No one was hurt, and it was my very first at-fault accident, but still...... Hopefully my insurance rates won't increase too bad, but right now I get to find $110 to pay the fine before my next paycheck. I guess that's what an emergency fund is for! (So much for paying off half the Mastercard this month!)