On the side here, I have 2 charts: one for debt reduction and one for savings. Both are looking pretty pathetic at the moment. The reduction chart was close to 50% before the transmission incident (yes, I'll eventually stop talking about that!), so it's a little disheartening to see that change. My original goal had been to have both my savings and my debt goals met by the end of 2009; it now looks like that will be pushed back by about 6-7 months, barring any further setbacks.
The good thing is, I like charts. I like seeing them fill in and and the percentages go up. It's a motivator for me, and anything that spurs someone to increase their savings and decrease their debt is a good thing! Since paying off the van earlier this year, I have been lack in sending that extra money to debt payoff. We've had some vet bills and other car repairs that have come up, and while I have appreciated having that extra cash to use for those, I need to buckle down and, as Dave Ramsey says, get "gazelle intense."
I really want to see progress on those charts. With the start of a new school year, this needs to be the start of a new dedication to savings and debt repayment. The cards are again put away, and I'm starting to get the budget under control. Let's start filling in those charts!
For your own chart, go to http://www.ncnnetwork.com/.
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